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is there any UK retailer that could sell the sgs2 but in payments? I cant pay for the whole thing... it means paying lets say like for example 50 pound per month..
is there any retailer that might do that or accept such kind of payment? =/
please help me out as I really wanna switch from this Omnia HD of mine..
thanks in advance
P.S
I live in Israel and not in the UK, if that will change anything...
none..?
I'm not trying sound sarcastic, but would they not let you order with a credit card? Paying that off in installments.
huh? what do you mean?
I meant credit card, but in payments.. like paying 50 pound per month instead of the whole 440 pounds in 1 hit (1 month)
Last time I looked that's kinda how credit cards work, you buy it in one go and pay the card off as you can afford it.
weird because I'm always getting charged in 1 hit.. no matter how big the charge is..
Well of course you're going to get charged the interest on the full amount, but it's up to you pay down the capital. Even if you did find a UK supplier with a credit agreement, it would be the same and probably cost more. You won't get instalments.
Fornowagain said:
Well of course you're going to get charged the interest on the full amount, but it's up to you pay down the capital. Even if you did find a UK supplier with a credit agreement, it would be the same and probably cost more. You won't get instalments.
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I think the OP is referring to a hire purchase agreement? rather than the entire amount being charged to his credit card in one hit, and then making monthly payments to credit card company. At least, thats my take anyway. If I'm right, then I think he is out of luck, as most hire purchase agreements require some sort of credit check?
KnightMAREcrow said:
but would they not let you order with a credit card? Paying that off in installments.
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No idea how credit cards work in the UK but in Austria you get a monthly statement, to be paid immediately and in full, while in the US they seem to work more like giros.
But anyway, OP, if you can't afford the phone don't buy it. Consumer loans for something that isn't an investment (own flat / house, maybe a car) are a really bad idea.
stoney73 said:
I think the OP is referring to a hire purchase agreement? rather than the entire amount being charged to his credit card in one hit, and then making monthly payments to credit card company. At least, thats my take anyway. If I'm right, then I think he is out of luck, as most hire purchase agreements require some sort of credit check?
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Yeah that's what I was referring to, a credit agreement where they split the cost of the item and include interest. So a fixed amount each month until term, but even if he could find one it would cost a bomb and not for an overseas buyer.
fallenguru said:
No idea how credit cards work in the UK but in Austria you get a monthly statement, to be paid immediately and in full, while in the US they seem to work more like giros.
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What you have to pay the entire balance?
Fornowagain said:
What you have to pay the entire balance?
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Yep, it's even debited automatically from a regular bank account / giro, so it's only a credit card insofar as you only have to pay once per month. My point was, what a credit card actually is differs a lot, usually on a country-by-country basis.
fallenguru said:
Yep, it's even debited automatically from a regular bank account / giro, so it's only a credit card insofar as you only have to pay once per month. My point was, what a credit card actually is differs a lot, usually on a country-by-country basis.
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Now that would make you think twice about buying. It's all too easy over here to have a dozen cards maxed to the limit and just pay minimum balances of a few quid. Not only that, they're always increasing the credit limit. One card I've had a small balance on, only a few hundred on and off has a limit of over £20K. Never asked for it.
just order the O2 50 min deal cancel data bolt on after a month, and then pay 10.50 p/m over 24 mnths, interest free no hassle
Try this http://www.kevwright.com/home/2011/5/23/samsung-galaxy-s2-unlocked-for-351.html
Sent from my GT-I9100 using Tapatalk
I haven't been charged yet. If you pre-order online do they just wait until it actually ships?
giantenemybird said:
I haven't been charged yet. If you pre-order online do they just wait until it actually ships?
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They put a hold on mine. I'm not sure if they actually charge, but it's the same thing.
They can't charge until they ship. A hold is not exactly the same thing as a charge; cardholders are not liable for authorization holds, only charges (your credit card company does not bill you for authorization holds). The hold simply gives the merchant the authorization to charge on the ship date. That said, to the consumer a hold may appear to be similar to a charge because the hold counts toward the credit limit.
Hmmm, I don't have a hold on there either... but I have a confirmation email..
On second look, there's an authorization for $1.00 on there, but not for the full amount. Is that what I should see?
It's common to authorize a dollar just to check AVS and CSC, etc. I would actually be surprised if they did an auth hold for the full amount for 2 weeks, though that may depend on state laws and possibly your status as a customer, type of account, etc. I haven't bothered to check mine....just want the device already. The preorder page explains that they won't charge until shipment.
they got a hold on mine but not exactly the amount shows on the comfirmation page. anyways can't wait to get my hands on the phone. guess my 9100 will be resting for a while.
yes they have my money.
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I just checked mine and there are two pending auths, one for a dollar and the second for the full amount due at checkout. I don't think pending auth can sit open for weeks so my guess is they are just checking preorders to see which cards are legit so they can contact those whose cards fail. Then they will run the actual charge on 2/16 (or whatever the ship date ends up being).
i dont agree with that.. they have already debited the full amount from my account although its still pending I think past today it will not be pending anymore.
Good to see that the charges are common to everyone... i was going to call and have a screaming match with them this morning... any ways... got 2 of these on preorder... anyone else get the $100 off?
bkeaver said:
i dont agree with that.. they have already debited the full amount from my account although its still pending I think past today it will not be pending anymore.
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Maybe debit cards go through now and credit cards get the temp hold thing?
bkeaver said:
i dont agree with that.. they have already debited the full amount from my account although its still pending I think past today it will not be pending anymore.
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This is what happened to me when I pre-ordered the iPhone 4, it put the money on hold (which took it out of my "available" amount) and when the transaction expired the money was taken off hold and stayed in my account until the phone shipped.
Also, I used debit. Same thing happened to me now when I pre-ordered the Note...
From the AT&T Preorder page:
"Please note, your credit card will be charged at time of shipment. If using either a credit or debit card, funds in the amount of this purchase will be immediately held and not available for other use. Credit and debit card transactions will not appear in your account until time of shipment."
It stands to reason the amount will be deducted from your available credit, since you agreed to pay on Feb. 16. They don't want you running up your credit limit on the 15th so your charge for the Note is declined on the day of shipment. But there is a difference between having the funds deducted from your available credit and being liable for payment (i.e., the moment the Note shows up on your credit card bill). Same should be true for debit cards. The amount should be on hold, but still in your account. You can't use that money to go buy something else since you've made a commitment to buy the Note, but AT&T won't make the charge until they ship.
ok very interesting.. either way not a big deal to me...
hausman said:
From the AT&T Preorder page:
"Please note, your credit card will be charged at time of shipment. If using either a credit or debit card, funds in the amount of this purchase will be immediately held and not available for other use. Credit and debit card transactions will not appear in your account until time of shipment."
It stands to reason the amount will be deducted from your available credit, since you agreed to pay on Feb. 16. They don't want you running up your credit limit on the 15th so your charge for the Note is declined on the day of shipment. But there is a difference between having the funds deducted from your available credit and being liable for payment (i.e., the moment the Note shows up on your credit card bill). Same should be true for debit cards. The amount should be on hold, but still in your account. You can't use that money to go buy something else since you've made a commitment to buy the Note, but AT&T won't make the charge until they ship.
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Hmmm. My concern is that something is wrong with the order since they only did the authorization for $1, rather than the full amount.
UNSOLVED MYSTERIES UPDATE: They finally put the hold on my card for the full purchase amount, a day after the preorder.
dacket84 said:
This is what happened to me when I pre-ordered the iPhone 4, it put the money on hold (which took it out of my "available" amount) and when the transaction expired the money was taken off hold and stayed in my account until the phone shipped.
Also, I used debit. Same thing happened to me now when I pre-ordered the Note...
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This is exactly what happened to me when I pre-orded the note.
Just so you guys know. There is a chance that if you use a debit card, your bank could deem the purchase fraudulent and could cancel the transaction.
I rarely see it happen, just saying it can.
Mine stayed on hold for 4 days and then the funds released and the transaction tion just went away. The bank didn't cancel is due to fraudulent because they have done this in the past and have always called me before they did this. So I do not think this was the case this time. Kind of weird as I never had a transaction too. Like this before...
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Got mine from bestbuy on the 5th and it was pending untill a couple days ago and it went thru let's hope that means I will be getting one
hey Maroon Mushroom,
Do you happen to know what this code means for rate plan BTNTN20KUM2MUNW? On my pre order its listed. Im just making sure they didnt kill my unlimited data if thats what rate plan refers to....
Am I able to use a visa prepaid vanilla gift card to add funds to my Google wallet?
It Should
I see no reason why it shouldn't.
It acts like a regular credit card
Here is a quote from Visa's Website:
How do I make a purchase with my Visa Gift card?
Using your Visa Gift card is similar to using a credit card. When you are ready to pay, give the card to the cashier and ask to sign the purchase receipt.
Most Visa Gift cards do not come with a PIN, so you should not push DEBIT. if using a keypad. This will cause your transaction to be declined. Instead, press the CREDIT button and then sign the receipt.
Each time your card is used for a purchase, that amount is automatically deducted from your balance. It is recommended that you know your balance before making a purchase because many merchants will not be able to provide that information.
It is important to note that the Visa Gift card is 'non-reloadable', which means that additional money cannot be added to the balance of the card. The card does not offer a line of credit like a credit card. The initial value available for use is determined by the person who purchased the card.
If your gift card states Valid only in the United States on the front, the issuer has issued a Domestic Use Only card. Although your gift card will not be accepted at locations outside of the United States, it’s welcome at millions of locations within the United States where Visa Debit cards are accepted.
What if I want to purchase an item that costs
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Guys, I just made some apps and I want to publish them on Google Play, some paid and some free. I successfully paid the $25 fee for Google Play Developer Account.
Now, to publish paid apps, a merchant account on Google Checkout is needed. This requires us to have a credit card.
My questions are:
Can't a debit card work here?
If yes, does it need to be from a 'big' bank, I mean the one that operates globally?
Won't just a debit card from ANY bank work?
All in all, I mean is there any restriction on which bank the card is from?
And now, if debit card won't be allowed, I have same questions for a credit card.
Please somebody respond to me guys, I am very upset at this. I did all that I wanted to but just can't publish because of this annoying thing.
Also, I want to mention, when I was asked to pay the $25 fee, they didn't accept the payment from a debit card. When I later used a credit card (of a friend) it was accepted.
The problem is I don't earn, I am a student so I can't avail a credit card (In India I can't, unaware of other countries). Now if my debit card (which I will get in a month ) doesn't work here, I will have to get a credit card (most probably in my dad's name) which will again take a long time to reach my hands. I can't waste my time. Please somebody help me.
Currently I don't own any of the card - neither debit nor credit, I used my friend's. I have applied for a debit card today and it'll take a month to be created, as I said above. So I am under doubt will this merchant account accept that?
I might have confused you a lot, because even I am upset and out of control. :crying:
If any one of you can help, please respond.
Thanks.
I know, things are really frustrating. You need a credit card. I'm pretty sure. A friend of mine registered for SAT, and he had to get a credit card for that. I know programming. I have made some applications. But I cant publish it because I can't spend 25 dollars. In India, 25 dollars are a considerable amount of money. I have to wait till I finish my studies to publish my app. You will need a credit card, but let me tell you something, credit cards can easily ruin a man.
JasonKZLY said:
I know, things are really frustrating. You need a credit card. I'm pretty sure. A friend of mine registered for SAT, and he had to get a credit card for that. I know programming. I have made some applications. But I cant publish it because I can't spend 25 dollars. In India, 25 dollars are a considerable amount of money. I have to wait till I finish my studies to publish my app. You will need a credit card, but let me tell you something, credit cards can easily ruin a man.
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You mean that debit card cannot be used? :crying:
And what's that last sentence? It horrifies me! What does that mean?
https://support.google.com/googleplay/android-developer/answer/29072?hl=en
krazzyvishal said:
You mean that debit card cannot be used? :crying:
And what's that last sentence? It horrifies me! What does that mean?
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When you get a credit card, you are tightening a noose around your neck. My sister got a credit card in India, the bank kept calling her up every month and asking her to deposit some money to the credit card. We're broke and it's really hard paying top of 1000 Rupees every month. In the end, we had to cancel the credit card and so ended her dreams of studying in America.
Hey bro. Don't worry. You could opt for virtual credit card. If you or any of your family members have an Sbi account. You can apply for it. It's just simple. If you want $20, you could apply for a virtual credit card that amount, then the bank will provide you a card number which will be valid for single use. I often use it to recharge my Google wallet to buy apps and for online shopping and also to ddeposit my PayPal.
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doctor_droid said:
https://support.google.com/googleplay/android-developer/answer/29072?hl=en
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I have already read that buddy. I know that they have mentioned a debit card also there but as I said it was rejected when I was paying the 25$ for Developer Account. So, I am worried if it also doesn't get accepted for a Merchant Account.
jabrif said:
Hey bro. Don't worry. You could opt for virtual credit card. If you or any of your family members have an Sbi account. You can apply for it. It's just simple. If you want $20, you could apply for a virtual credit card that amount, then the bank will provide you a card number which will be valid for single use. I often use it to recharge my Google wallet to buy apps and for online shopping and also to ddeposit my PayPal.
Sent from my GT-I9001 using xda premium
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Thank you for letting me know about this service offered by SBI. But mine is a different issue I need a card to receive payments from Google.
I have $200 on my Samsung pay visa card. Is there any way to transfer it to my bank of America account?
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U need to go and tell them u want to deposit 200$ from that visa card to ur account. That's what I did with my T-Mobile's BOGO master card.
lilmikey201 said:
I have $200 on my Samsung pay visa card. Is there any way to transfer it to my bank of America account?
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You can't do that...Samsung pay rewards card money can only be used with Samsung Pay
jplove12 said:
U need to go and tell them u want to deposit 200$ from that visa card to ur account. That's what I did with my T-Mobile's BOGO master card.
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BoGo money is different from.this 200$ reward..for BoGo you get a prepaid card but for this they will add the points to your Samsung pay
Samsung pay rewards can be treated as debit. I just ran down to wally world earlier and grabbed a prepaid mastercard and loaded it up in store, paid with the samsung prepaid visa card via MST since theres no native samsung pay in my walmart. Had to make the value + activation costs less than the total balance on my samsung rewards card. I did it by $5, worked for me. I was hoping to load the giftcard back into samsung pay and milk some more rewards out of it, but that particular brand (vanilla) of gift cards is incompatible with samsung pay. Was hoping my mastercard gc would let me get that $10 gc from amazon and get a little more money out of the system.
automatikjack said:
Samsung pay rewards can be treated as debit. I just ran down to wally world earlier and grabbed a prepaid mastercard and loaded it up in store, paid with the samsung prepaid visa card via MST since theres no native samsung pay in my walmart. Had to make the value + activation costs less than the total balance on my samsung rewards card. I did it by $5, worked for me. I was hoping to load the giftcard back into samsung pay and milk some more rewards out of it, but that particular brand (vanilla) of gift cards is incompatible with samsung pay. Was hoping my mastercard gc would let me get that $10 gc from amazon and get a little more money out of the system.
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I tried that with the BOGO Mc. Didn't work even tho the issuing bank was on the list.
If you want Samsung Pay gift card transferred you need to purchase a physical gufy card and use that to get the cash. Will be like a 5.95 fee
chavist said:
If you want Samsung Pay gift card transferred you need to purchase a physical gufy card and use that to get the cash. Will be like a 5.95 fee
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Can we use that gift card to get cash? How can we do that?
Update: I bought American Express bluebird prepaid card and paid with Samsung pay. I can then transfer the American Express money to my bank account...